LifeLock Identity by Norton

Introduction

LifeLock is an application that offers various plans to protect your identity and personal information from theft and cybercrime. These plans include features such as identity alert systems, dark web monitoring, and access to credit scores and reports. In this article, we will discuss the different plans offered by LifeLock and their features in detail.

LifeLock Plans

LifeLock offers different plans to cater to the varying needs of its users. These plans include LifeLock Identity Alert™ System, Dark Web Monitoring, US-based ID Restoration Specialists, and Million Dollar Protection Package. Let's take a closer look at each of these features.

LifeLock Identity Alert™ System

This feature alerts you if your personal information, such as Social Security Number, name, address, or date of birth, is used in applications for credit or services. This helps you stay informed and take necessary actions to protect your identity.

Dark Web Monitoring

This feature continuously monitors the dark web and notifies you if your information is found. This is important as the dark web is a common place for cybercriminals to buy and sell personal information.

US-based ID Restoration Specialists

In case you become a victim of identity theft, LifeLock provides you with a dedicated agent who will assist you in restoring your identity from start to finish. This can be a time-consuming and stressful process, but with the help of these specialists, you can have peace of mind knowing that your case is being handled by professionals.

Million Dollar Protection Package

If you become a victim of identity theft, LifeLock offers up to $1 million in coverage for lawyers and experts, as well as stolen funds and expense reimbursement. This provides financial protection and support during a difficult time.

Advantage and Ultimate Plus Plans

In addition to the features mentioned above, the Advantage and Ultimate Plus plans also include access to credit scores and reports, identity lock, and transaction monitoring.

Access to Credit Scores and Reports

With these plans, you can access unlimited daily or monthly credit information, which is essential for credit protection. This feature is based on your selected plan and helps you stay updated on your credit status.

Identity Lock

This feature allows you to lock your TransUnion credit file with a single tap. This adds an extra layer of security to your personal information and helps prevent unauthorized access.

Transaction Monitoring

LifeLock also monitors your bank, credit card, and retirement account activity to detect any suspicious transactions. This helps you stay on top of your finances and identify any fraudulent activity.

Norton 360 Plans

It is important to note that Norton 360 plans without LifeLock only include dark web monitoring. This means that users will not have access to the other features mentioned above.

LifeLock Identity Advisor

LifeLock Identity Advisor is a plan that includes dark web monitoring, breach notifications, and merchant resolution management. However, it does not include the Million Dollar Protection Package or additional alert features offered in higher-tiered plans.

Important Information

It is important to remember that no one can prevent all identity theft or cybercrime. LifeLock also has certain requirements for users to receive credit reports, scores, and/or credit monitoring features. These requirements include successful identity verification with Equifax and having sufficient credit history information in your credit file.

Additionally, the credit scores provided by LifeLock are VantageScore 3.0 credit scores based on data from Equifax, Experian, and TransUnion. It is also important to note that third parties may use different types of credit scores to assess your creditworthiness.

Lastly, LifeLock does not monitor all transactions at all businesses. And the benefits and coverage limits for the Million Dollar Protection Package vary depending on the plan you choose. For more information on policy terms, conditions, and exclusions, you can visit LifeLock's website.

Conclusion

In conclusion, LifeLock is an application that offers various plans to protect your identity and personal information from theft and cybercrime. These plans include features such as identity alert systems, dark web monitoring, and access to credit scores and reports. It is important to carefully consider your needs and choose a plan that best suits you to ensure the safety of your personal information.